When you need cash now, but payday is still a few days away, what do you do? You may feel like you have nowhere to turn.
But did you know that you can apply for small payday loans online and receive same day approval?
That’s right – with online brokers like US Installment Loans, you can get $255 payday loans online the same day and have the cash in your bank account by the end of the day.
What are small payday loans?
As the name suggests, small payday loans are a type of short-term, unsecured loan. This means that you can borrow money against your next paycheck, without having to put up any collateral.
Typically, small payday loans range from $100 to $500. And while they do come with higher interest rates than traditional loans, they can be a lifesaver when you need cash in a hurry.
How do I apply for a small payday loan online?
Applying for a small payday loan online is easy. Just visit the PDQ Loans website and fill out our simple, online application. Once you submit your application, we’ll review it and let you know if you’re approved.
If you are approved, we’ll deposit the cash directly into your bank account. And you can use it for any purpose – from catching up on bills to covering an unexpected expense.
Why choose US Installment Loans for my small payday loan?
At US Installment Loans, we understand that when you need cash, you need it fast. That’s why we offer quick and easy online applications, same day approvals, and direct deposit of your loan into your bank account.
We also pride ourselves on providing outstanding customer service. Our friendly and knowledgeable staff is here to answer any questions you have about our loans.
So if you need cash now, don’t wait – get payday loans from US Installment Loans now!
What Are the Requirements for a Payday Loan?
If you’re considering taking out a payday loan, it’s important to understand the requirements for doing so. Here’s what you need to know.
In order to qualify for a payday loan, you’ll typically need to have a steady source of income and a valid ID. You’ll also need to provide proof of your current address.
The amount you can borrow will depend on the lender, but it’s typically a percentage of your monthly income. The repayment period is usually quite short – usually just a few weeks – and the interest rate is usually high.
Before taking out a payday loan, make sure you understand the terms and conditions. It’s also a good idea to shop around and compare rates from different lenders.
How to Choose the Direct Lender for Small Payday Loans?
If you’re in need of some quick cash, a small payday loan can be a great option. But how do you choose the right direct lender for these loans?
Here are a few things to keep in mind when shopping around for a small payday loan:
1. Make sure the lender is reputable.
There are a lot of fly-by-night lenders out there, so it’s important to choose one that is reputable and has a good track record.
2. Make sure the terms of the loan are clear.
Some lenders may try to take advantage of borrowers by offering loans with unclear terms. Be sure to read the fine print before signing any loan agreement.
3. Compare interest rates and fees.
When shopping for a small payday loan, be sure to compare the interest rates and fees charged by different lenders. Choose the loan with the lowest overall cost.
4. Consider the repayment terms.
Some lenders may require you to repay the loan in a very short time frame, while others may give you longer to repay. Choose the loan that best suits your needs.
5. Be sure to read the reviews.
Once you’ve narrowed down your choices, be sure to read online reviews of the different lenders. This can give you an idea of what others have experienced with the lender.
By following these tips, you can be sure to choose the right direct lender for your small payday loan.
Why Do You Keep Getting Turned Down for Payday Loans?
The most common reasons you would get turned down for a payday loan might be your income, your credit score, and your past borrowing history. For the reason that many payday lenders or brokers do cater to borrowers with bad credit scores, some won’t lend to you if they find you don’t have the ability to repay the loan.